What is a Quidity Plus Account?

A Quidity Plus Account is a full service payment account. It comes with a prepaid Mastercard, with the latest contactless technology, as well as your own sort-code and account number. It is available to anyone who doesn’t want or can’t get a traditional bank account.

A payment account for everyone

The Quidity Plus Account is the perfect alternative if you need a payment account but don’t need or can’t get a traditional bank account.

Quidity Plus does most of the same things, but without the risk of going overdrawn. There is no overdraft facility, and as it is a prepaid account, you can only spend what is loaded onto the account.

Whether you’re a sole trader, a student, looking for a house account to separate your bills, have been bankrupted in the past, or perhaps new to the UK, we accept nearly 100% of applicants.

Quidity Plus Card

The card

Quidity Plus comes with a contactless prepaid Mastercard, which is accepted at millions of locations worldwide, including online and at ATMs.

Because it is prepaid, you can only spend what’s on the card. So no nasty overdrafts or interest charges. And you can’t go into debt.

Transactions are displayed in your on-line account and app in Real Time. So you know exactly what you’ve spent, without having to wait.



Topping up your card is quick and easy using your online account or cash.


Apply now

Apply Now

Anyone who lives in the UK and is over the age of 13 can apply for a Quidity Plus Account. We accept nearly everyone, and there are NO credit checks.


Need help? View our FAQ section VIEW FAQ'S

We’re legally required to confirm your identity when we receive your application. As long as we can do this, you’ll receive a card that allows you use all the great stuff a Quidity Plus Account has to offer. If we’re not able to fully confirm your identity, you may receive a card that still lets you shop everywhere in the UK, but which has limited functionality.
The Quidity Plus Account Prepaid Mastercard® is issued by PrePay Technologies Limited pursuant to a licence by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Mirror Money Prepaid card